Reference desk
Every rule that decides whether you get paid
Links go to the issuing body — CMS, NIH, NUCC, X12, your MAC — not to somebody's summary of it. If you bill from a summary, you are billing from an opinion.
Coverage policy — NCD, LCD and articles
This is where a denial is decided before you ever submit. LCDs are per-MAC, so the same CPT can be covered in one state and not the next.
- Medicare Coverage Database (MCD) — search NCDs, LCDs and articlesCMS
The source. Filter by state to get YOUR contractor's LCD.
- MCD downloads — full LCD / NCD / Article datasetsCMS
Bulk files, refreshed regularly. This is what you load into a rules engine.
- NCD Manual (Pub 100-03)PDF
National determinations, chapter by chapter.
- Local Coverage Determinations — how they workCMS
Every final LCD in force, by contractor.
Code sets — ICD-10-CM, CPT, HCPCS
Codes change every year. Billing from last year's set is a preventable denial.
- ICD-10-CM — official code files and guidelinesCMS
Full tabular, index, addenda and the official coding guidelines PDF.
- ICD-10-CM browser (NLM) — search any code liveNIH
The free API our validator uses. Billable codes only.
- HCPCS Level II — quarterly release filesCMS
J-codes, supplies, DME.
- CPT — AMA (licensed)AMA
CPT descriptors are AMA copyright. The code numbers are usable; the descriptions need a licence.
- ICD-10-PCS — inpatient procedure codesCMS
Only for inpatient hospital claims.
Edits and modifiers — why a clean-looking claim still denies
NCCI and MUE reject claims that are individually correct but wrong together. This is the most common avoidable denial after eligibility.
- NCCI edits — PTP pairs, quarterlyCMS
Which code pairs cannot be billed together, and which allow a modifier.
- NCCI Policy ManualPDF
The reasoning behind each edit. Chapter per specialty.
- MUE — Medically Unlikely EditsCMS
Max units per code per day. Exceed it and the line drops.
- Modifier 25 and 59 — when they are legitimatePDF
Claims Processing Manual ch.12. The two most audited modifiers in US billing.
What it actually pays
You cannot tell whether an underpayment happened without the fee schedule you were paid against.
Risk adjustment — HCC and RAF
In Medicare Advantage the plan is paid on RAF. A condition treated but never coded is revenue that silently never arrives.
Forms, EDI and identifiers
The transaction standards. Getting these wrong is a rejection, not a denial — it never reaches adjudication.
- CMS-1500 — NUCC instruction manualPDF
Box by box. The authority on what goes in each field.
- UB-04 / CMS-1450 — institutionalPDF
Hospital and facility claims.
- X12 837P implementation guide (005010X222A1)X12
The professional claim transaction we generate.
- NPPES — NPI registry, free APICMS
Verify any provider NPI. No key, no cost.
- CARC / RARC code listsX12
Every denial reason code. Our denial agent reads these.
Rules that bite
Deadlines and consent requirements that void a claim regardless of how well it was coded.
- Timely filing — Medicare one-calendar-year rulePDF
Miss it and the claim is dead, however correct.
- No Surprises Act — Good Faith EstimatesCMS
Applies to uninsured and self-pay patients.
- ABN — Advance Beneficiary Notice (CMS-R-131)PDF
Without a valid ABN you cannot bill the patient for a denied non-covered service.
- HIPAA administrative simplificationCMS
Find your LCD — by state
An LCD is written by your Medicare Administrative Contractor, so coverage differs by state. A CPT payable in Texas can be denied in New York. Find your MAC, then read its LCD and — this is the part people skip — the billing and coding article attached to it, which carries the actual covered ICD-10 list.
- Novitas SolutionsSearch its LCDs
AR, CO, DE, DC, LA, MD, MS, NJ, NM, OK, PA, TX
- Palmetto GBASearch its LCDs
AL, GA, NC, SC, TN, VA, WV + Railroad
- WPS GHASearch its LCDs
IA, IN, KS, MI, MO, NE
- NGS (National Government Services)Search its LCDs
CT, IL, ME, MA, MN, NH, NY, RI, VT, WI
- CGS AdministratorsSearch its LCDs
KY, OH + DME Jur B/C
- First Coast Service OptionsSearch its LCDs
FL, PR, VI
- Noridian Healthcare SolutionsSearch its LCDs
AK, AZ, CA, HI, ID, MT, ND, NV, OR, SD, UT, WA, WY
Links are to public government and standards-body pages. CPT descriptors are AMA copyright and are not reproduced here. Nothing on this page is coding advice — it is where the rules live.